Ke lohe ʻoe i ka huaʻōlelo “kūpono,” he aha ka mea mua e komo ai i kou naʻau? He mea makamae anei? He mea kūpono ʻole ke kālā? A i ʻole he mea hiki iā ʻoe ke kūʻai maoli?
ʻO ke ʻano hiki ke loaʻa. He mea hiki iā ʻoe ke kūʻai a uku ʻole me ka waiho ʻole ʻana i kahi niho nui i kāu ʻeke. Maikaʻi ke kumu kūʻai me ka ʻole o ke kumukūʻai.
E nānā kākou i ka wehewehe a me kekahi mau laʻana.
Ma kēia pou e uhi mākou:
He aha ke ʻano o ka "kūpono"?
Ke lohe mākou i ka huaʻōlelo "kūpono," manaʻo pinepine mākou i kahi mea maʻalahi a maʻalahi paha. Eia naʻe, ʻo ka manaʻo maoli o ke kumukūʻai he mea maʻalahi ia e hiki ke loaʻa me ka ʻole o ka pilikia kālā. ʻO ia hoʻi, he mea kūpono ke kumu kūʻai a ʻaʻole e uhaʻi i ka panakō.
Wahi a ka puke wehewehe ʻōlelo Pelekania, ʻo "affordable" kahi huaʻōlelo e wehewehe ana i kahi mea hiki ke loaʻa. 'O ia ho'i, 'a'ole ki'eki'e ke kumu kū'ai o ia mea a lawelawe paha a hiki ke kū'ai 'ia me ka ho'okomo 'ole 'ana i ka pohō nui i loko o ka pēke.
Nā Laʻana o nā huahana a me nā lawelawe kūpono
Eia kekahi mau laʻana o nā huahana a me nā lawelawe kūpono i kūʻai maʻamau a hoʻolimalima ʻia:
- Nā lole: Hiki ke loaʻa nā lole kūpono ma nā hale kūʻai he nui, ma ke kanaka a ma ka pūnaewele. Loaʻa kēia i nā mea e like me nā t-shirts, jeans, a me nā lole i kūʻai kūpono ʻia a ʻaʻole e uku nui ʻia.
- ʻAi: He pipiʻi ka ʻai ʻana i waho, akā nui nā koho hiki ke loaʻa. ʻO nā hale ʻaina meaʻai wikiwiki, nā kaʻa meaʻai, a me kekahi mau hale ʻai noho i lalo e hāʻawi i nā meaʻai ʻai ʻole a ʻaʻole e wāwahi i ka panakō.
- Puke: Hiki ke kūʻai ʻia nā puke, akā nui nā koho kūpono i loaʻa. Hoʻopili kēia i ke kūʻai ʻana i nā puke i hoʻohana ʻia, ka hoʻolimalima ʻana i nā puke mai kahi waihona, a i ʻole ke kūʻai ʻana i nā e-puke ma ka pūnaewele.
- Noho: ʻO ka hale kūʻai kūʻai he mea hoʻolako no ka poʻe i ka palena iki. Loaʻa kēia i nā ʻāpana i hoʻolimalima ʻia a kūʻai ʻia paha ma ke kumu kūʻai haʻahaʻa ma mua o nā koho hale ʻē aʻe.
ʻO ke koʻikoʻi o nā kumukūʻai kūpono i ka ʻoihana
No nā ʻoihana, ʻo ka hāʻawi ʻana i nā kumukūʻai hiki ke koʻikoʻi i ka huki ʻana i nā mea kūʻai aku a hoʻonui i nā kūʻai. Ma ka mālama ʻana i nā kumukūʻai kūpono, hiki i nā ʻoihana ke hoʻopiʻi i kahi ākea ākea o nā mea kūʻai aku a kūkulu i kahi kumu kūʻai kūpaʻa.
Eia kekahi, ʻo ka hāʻawi ʻana i nā kumukūʻai hiki ke kōkua i nā ʻoihana e kū i waho i kahi mākeke lehulehu. Me ka nui o nā koho i loaʻa i ka poʻe kūʻai aku, ʻoi aku ka nui o nā ʻoihana e hāʻawi i nā kumukūʻai haʻahaʻa e huki i nā mea kūʻai aku a hoʻonui i kā lākou loaʻa kālā.
ʻO ka hale kūʻai aku ka hale i manaʻo ʻia he kūpono no ka poʻe me ka loaʻa kālā o ka ʻohana e like me ka helu ʻia e ka ʻāina, Mokuʻāina (kaʻāina), ʻāpana a i ʻole kalanakauhale e kahi Housing Affordability Index. Ma Australia, ua hoʻomohala ka National Affordable Housing Summit Group i kā lākou wehewehe ʻana i ka hale kūʻai ma ke ʻano he hale, ʻo ia hoʻi, "… nā pono kumu ʻē aʻe ma ke kumu hoʻomau." Ma United Kingdom, ʻo nā hale kūʻai kūʻai aku e pili ana i "ka hale hoʻolimalima a me ka hale waena, i hāʻawi ʻia i nā hale kūpono i ʻike ʻia ʻaʻole i hoʻokō ʻia e ka mākeke." ʻO ka hapa nui o nā palapala e pili ana i nā hale kūʻai kūpono e pili ana i nā ʻano like ʻole e noho ana ma ka continuum - mai nā hale hoʻomaha pilikia, i ka hale hoʻololi, i ka hoʻolimalima hale kūʻai ʻole (kahi i ʻike ʻia ʻo ka social or subsidized house), i ka hoʻolimalima kūhelu a me ka hoʻolimalima ʻole, hale ʻōiwi. a e hoʻopau ana me ka loaʻa ʻana o ka home kūpono. Ua hoʻolaha nui ʻia ka manaʻo o ka hiki ʻana o ka hale i nā makahiki 1980 ma ʻEulopa a me ʻAmelika ʻĀkau. Ua loaʻa ka pilikia i ka ulu ʻana o nā palapala. ʻO ka mea nui, ʻo ka hoʻololi ʻana i ke kulekele hale noho UK ma kahi o ka hale e pono ai i nā loiloi ʻoi aku ka mākeke o ka affordability i hoʻohālikelike ʻia e Whitehead (1991). Kūkākūkā kēia ʻatikala i nā loina e waiho ana ma hope o nā manaʻo o ka pono a me ka uku a me nā ala i wehewehe ʻia ai. Kuhi ʻia kēia ʻatikala i ka hiki ke loaʻa o nā hale noho a me nā hale hoʻolimalima pilikino no ka mea he ʻoihana kūikawā ka hale noho. ʻO ka koho hale he pane ia i kahi hoʻonohonoho paʻakikī o ka hoʻokele waiwai, ka pilikanaka, a me ka noʻonoʻo. No ka laʻana, hiki i kekahi mau ʻohana ke koho e hoʻolilo hou aku i ka hale no ka mea manaʻo lākou hiki iā lākou ke loaʻa, aʻo kekahi ʻaʻohe koho. Ma ʻAmelika Hui Pū ʻIa a me Kanada, ʻo kahi alakaʻi i ʻae ʻia no ka loaʻa ʻana o ka hale he kumu kūʻai hale ʻaʻole i ʻoi aku ma mua o 30% o ka loaʻa kālā nui o ka hale. Inā ʻoi aku ka nui o nā kumukūʻai o ka lawe ʻana i ka home ma mua o 30-35% o ka loaʻa kālā o ka ʻohana, a laila manaʻo ʻia ʻaʻole hiki ke kūʻai ʻia ka hale no kēlā ʻohana. He paʻakikī ka hoʻoholo ʻana i ka hiki ʻana o ka hale a ua hoʻopiʻi ʻia ka mea hana maʻamau i hoʻohana ʻia no ka hoʻohana ʻana o ka hale-hoʻolilo-a-i-i-icome-ratio. No ka laʻana, ua hoʻololi ʻo Kanada i kahi lula 25% mai kahi lula 20% i nā makahiki 1950. I nā makahiki 1980 ua hoʻololi ʻia kēia e kahi lula 30%. Hoʻohana ʻo India i kahi lula 40%.
Panina
No laila, hiki iā ʻoe ke kūʻai aku i kahi mea me ka ʻole o ka waiho ʻana i kahi niho nui i kāu ʻeke. He ala maikaʻi loa ia e wehewehe i nā mea kūʻai kūpono a me nā lawelawe i kūʻai maʻamau a hoʻolimalima paha nā kānaka.
No laila, mai makaʻu e hoʻohana i ka huaʻōlelo “affordable” i kāu palapala. He mea hoihoi paha kāu kākau ʻana!
ʻO wau ʻo Joost Nusselder, ka mea nāna i hoʻokumu i ke Kauka Mea Hana, mea kūʻai maʻiʻo, a me ka makuakāne. Makemake au i ka hoʻāʻo ʻana i nā mea hana hou, a me kaʻu hui ua hana au i nā ʻatikala blog hohonu mai ka makahiki 2016 e kōkua i ka poʻe heluhelu kūpaʻa me nā mea hana a me nā ʻōlelo aʻoaʻo.
