Uma uzwa igama elithi “ezithengekayo,” yini into yokuqala efika engqondweni? Ingabe yinto eshibhile? Into engayifanele imali? Noma ingabe into ongakwazi ukuyikhokhela?
Izindlela ezithengekayo ezikwazi ukukhokhelwa. Yinto ongayithenga noma uyikhokhele ngaphandle kokufaka isibofo esibalulekile esikhwameni sakho. Inenani elifanele ngaphandle kokushibhile.
Ake sibheke incazelo kanye nezibonelo ezithile.
Kulokhu okuthunyelwe sizomboza:
Kusho Ukuthini “Ukuthengeka” Ngempela?
Lapho sizwa igama elithi “ezithengekayo,” sivame ukucabanga ngento engabizi noma eshibhile. Kodwa-ke, incazelo yangempela yokuthengeka imane nje into engatholakala ngaphandle kokubangela ubunzima bezezimali. Ngamanye amazwi, into enenani eligculisayo futhi engeke iphule ibhange.
Ngokwesichazamazwi sesiNgisi, elithi “affordable” yisichasiso esichaza into ekwaziyo ukuyithenga. Lokhu kusho ukuthi izindleko zento noma isevisi aziphezulu kakhulu futhi zingathengwa ngaphandle kokufaka isibotho esibalulekile esikhwameni somuntu.
Izibonelo Zemikhiqizo Namasevisi Athengekayo
Nazi izibonelo zemikhiqizo ethengekayo namasevisi avame ukuthengwa noma aqashwe:
- Izingubo: Izingubo ezithengekayo zingatholakala ezitolo eziningi, kokubili komuntu siqu kanye naku-inthanethi. Lokhu kuhlanganisa izinto ezifana nezikibha, amajini, nezingubo ezinenani elifanele futhi ezingeke zibize mali eshisiwe.
- Ukudla: Ukudla ngaphandle kungase kubize, kodwa kunezinketho eziningi ezithengekayo ezitholakalayo. Izindawo zokudlela ezisheshayo, amaloli okudla, ngisho nezindawo zokudlela ezihlala phansi zinikeza ukudla okungabizi futhi okungeke kuphule imali.
- Izincwadi: Ukuthenga izincwadi kungabiza, kodwa kunezinketho eziningi ezithengekayo ezitholakalayo. Lokhu kuhlanganisa ukuthenga izincwadi ezisetshenzisiwe, ukuqasha izincwadi emtatsheni wezincwadi, noma ukuthenga ama-e-books ku-inthanethi.
- Izindlu: Izindlu ezithengekayo ziyilungiselelo labantu abampofu. Lokhu kuhlanganisa amayunithi aqashiwe noma athengwe ngenani eliphansi kunezinye izinketho zezindlu.
Ukubaluleka Kwezintengo Ezithengekayo Ebhizinisini
Emabhizinisini, ukunikeza izintengo ezithengekayo kubalulekile ekuheheni amakhasimende kanye nokwandisa ukuthengisa. Ngokugcina izintengo zinengqondo, amabhizinisi angakhanga uhla olubanzi lwamakhasimende futhi akhe isisekelo samakhasimende athembekile.
Ukwengeza, ukunikeza amanani athengekayo kungasiza amabhizinisi agqame endaweni yemakethe egcwele abantu. Njengoba kunezinketho eziningi ezitholakalayo kubathengi, amabhizinisi anikeza amanani ashibhile angase ahehe amakhasimende futhi andise imali yawo engenayo.
Izindlu ezithengekayo yizindlu ezithathwa njengezithengekayo kulabo abanemali engenayo yomndeni emaphakathi njengoba kukalwe ngezwe, Isifunda (isifundazwe), isifunda noma umasipala ngeNkomba eyaziwayo Ye-Housing Affordability. E-Australia, i-National Affordable Housing Summit Group ithuthukise incazelo yayo yezindlu ezithengekayo njengezindlu okusho ukuthi, “…zanele ngokunengqondo ngokwezinga nendawo yemindeni ehola kancane noma ephakathi futhi ayibizi kakhulu kangangokuthi cishe umkhaya ungakwazi ukuhlangana. ezinye izidingo eziyisisekelo ngendlela eqhubekayo.” E-United Kingdom izindlu ezithengekayo zihlanganisa “izindlu eziqashisayo zomphakathi nezimaphakathi, ezinikezwa imindeni ethile efanelekayo izidingo zayo ezinganakekelwa yimakethe.” Iningi lezincwadi eziphathelene nezindlu ezithengekayo zisho inqwaba yezindlela ezikhona ngokuqhubekayo - ukusuka ezindaweni zokukhosela izimo eziphuthumayo, ezindlini zesikhashana, ukuya eziqashisweni ezingezona izimakethe (okubuye kwaziwe ngokuthi yizindlu zomphakathi noma zomxhaso), ukuya eziqashisweni ezisemthethweni nezingahlelekile, izindlu zomdabu. futhi iphetha ngobunikazi bekhaya obuthengekayo. Umbono wokutholakala kwezindlu wanda ngeminyaka yawo-1980 eYurophu naseNyakatho Melika. Indikimba ekhulayo yezincwadi ikuthole kuyinkinga. Ngokuphawulekayo, ukugudluka kwenqubomgomo yezindlu yase-UK kude nesidingo sezindlu kuya ekuhlaziyeni okwengeziwe okugxile emakethe kokukwazi ukuthengeka kwaphonselwa inselelo nguWhitehead (1991). Lesi sihloko sidingida izimiso ezilele ngemuva kwemiqondo yesidingo nokufinyeleleka kanye nezindlela ezichazwe ngayo. Lesi sihloko sigxile ekuthengeni kwezindlu eziqashisayo ezihlala abanikazi nezizimele njengoba izindlu zomphakathi ziwumsebenzi okhethekile. Ukukhethwa kwezindlu kuyimpendulo kusethi eyinkimbinkimbi kakhulu yemibono yezomnotho, yezenhlalo, neyengqondo. Ngokwesibonelo, eminye imikhaya ingase ikhethe ukusebenzisa imali eningi ukuze ithenge izindlu ngoba inomuzwa wokuthi ingakwazi, kuyilapho eminye ingase ingakwazi ukukhetha. E-United States nase-Canada, inkombandlela evamile eyamukelwayo yokukwazi ukukhokhela izindlu izindleko zendlu ezeqi ku-30% wesamba semali engenayo yomndeni. Lapho izindleko zenyanga zokuphatha umuzi zidlula u-30-35% wemali engenayo yasekhaya, khona-ke indlu ibhekwa njengengenakufinyeleleka kulowo muzi. Ukunquma ukutholakala kwezindlu kuyinkimbinkimbi futhi ithuluzi elivame ukusetshenziswa lezindleko zezindlu kuya-kwimali engenayo kube nenselele. I-Canada, isibonelo, yashintshela emthethweni wama-25% isuka emthethweni wama-20% ngeminyaka yawo-1950. Ngawo-1980 lokhu kwathathelwa indawo umthetho wama-30%. I-India isebenzisa umthetho wama-40%.
Isiphetho
Ngakho-ke, ezithengekayo kusho ukuthi ungakwazi ukukhokhela okuthile ngaphandle kokufaka i-dent ebalulekile esikhwameni sakho. Kuyindlela enhle yokuchaza izinto ezinenani elizwakalayo namasevisi abantu abavame ukuwathenga noma ukuwaqasha.
Ngakho-ke, ungesabi ukusebenzisa igama elithi “okuthengekayo” ekubhaleni kwakho. Kungase kwenze ukubhala kwakho kuthakazelise kakhulu!
Ngingu-Joost Nusselder, umsunguli we-Tools Doctor, umakethi wokuqukethwe, kanye nobaba. Ngiyakuthanda ukuzama okokusebenza okusha, futhi kanye nethimba lami ngidale izindatshana zebhulogi ezijulile kusukela ngo-2016 ukuze ngisize abafundi abathembekile ngamathuluzi namathiphu okwenza.
